One of the really big conversations that Bobby and I had before we got married was about money. Obviously, we decided that Bobby would manage all of our accounts and bills, and I would bring home the bacon (Probably the only time in my life I’ll ever be able to say that, so I rub it in, just a bit).
Last week, we finally merged our accounts. We are both now proud owners of a joint checking account, which means that my financial freedom is now over. Anytime something pops up out of the ordinary like “GAP” or “Victoria’s Secret” (oh who are we kidding, he wouldn’t bitch about that one) I will get an immediate reprimanding phone call because there has been a transaction debit on our account. I can see the conversation going a little bit like this:
Bob: Where are you?
Me: At the grocery store
Bob: No you aren’t
Me: Yes I am. I’m at the grocery store
Bob: Target doesn’t count as the grocery store and you were at the mall
Me: Okay, yes, I was.
Bob: What did you buy at the GAP?
Me: A shirt
Bob: Why do you need a shirt?
Me: Because it’s not socially acceptable to go out in a bra in public.
Bob: You have a shirt.
Me: I wanted a new one.
Bob: Kelsey, remember we have to afford Cardinals tickets this year, there is simply no spare income for shirts.
So while at Bank of America, we are setting up our accounts. For as long as I remember, I have had the same debit card since debit cards were invented. I love my Texas Longhorns card. It’s a conversation starter, people give me trouble, I give them trouble back, and it’s great. Bobby has a lame Cardinals baseball debit card. And credit card. I hate them. It’s not cool to carry a St. Louis Cardinals debit card, in St. Louis. If we lived somewhere else, it might be somewhat cool, but it’s an MLB team. Let’s call a spade a spade.
Apparently, when you have a joint checking account, serious choices have to be made regarding your own personal identity. It was last Thursday, when I lost mine.
Personal Banker: “So, which team would you like to choose for your debit card”
Me: “Well I would like to keep my Texas Longhorns card, please”
Bob: “And I’ll just keep the Cardinals card”
……….
Personal Banker: “Well you have to choose one team, you can’t have both”
Me: “Come again?”
Personal Banker: “We can’t give you two different cards for the same account. You have to choose one or the other”
Hey! Brian Moynihan! Don’t you think a huge corporation like Bank of America could figure out how husbands and wives can have different themed debit cards? I already have to deal with the spew of Cardinals crap in my life, not to mention having it shoved down my throat because I live here, don’t you think that someone could throw a girl a bone so she can continue to carry her beloved Texas Longhorns card?
To quote James Brown, This is Man’s World.
Guess what came in the mail yesterday? A St. Louis Cardinals debit card with my name on it. If that is not an incentive to stop spending money, I don’t know what is.